The Curriculum

A complete biblical financial literacy journey

Eighteen tracks in five stages, from a family workbook for kids to generational legacy. Every track has its own printable workbook, and every course teaches from Scripture first. All of it is free.

18
learning tracks, each with a printable workbook
277
courses
966
lessons
$0
cost to your church or members

How the curriculum is built

Each course states a biblical principle, names the popular money idea it replaces, and moves quickly to practice: worked examples, three worksheets (diagnose, build, and a 30-day plan), and exercises that use your household’s real numbers. Each track ends with a capstone project.

Most households need Stage 1 and Stage 2. Stages 3 and 4 serve investors, business owners, legacy planners, and people who handle other people’s money. Nobody needs to finish everything, and nobody should skip the foundations.

Stage 1

Foundations

Start here. Stewardship, budgeting, saving, credit, debt freedom, and family finances.

T01 Beginner 15 courses 53 lessons

Foundations of Budgeting & Stewardship

God owns it all. Build a zero-based budget, track net worth, manage cash flow, and align spending with God’s priorities.

You will

  • Rewrite personal money sentences from owner-language into steward-language using Psalm 24:1.
  • Produce a current-month cash-flow map that balances to the dollar.
  • Build a zero-based plan that includes giving as a first line.
  • State an enough-line in writing and list three creep triggers.
  • Hold or schedule a household money meeting with a timed agenda.
  • Draft a one-page stewardship rule of life with weekly liturgy.

Key Scripture

Psalm 24:1, Luke 14:28, Proverbs 21:5, Luke 16:10

View all 15 courses
  1. God Owns It All — Steward Identity4 lessons
  2. Money Stories and the Discipleship of Desire3 lessons
  3. Contentment as a Practiced Skill3 lessons
  4. Cash-Flow Mapping for Real Households4 lessons
  5. Zero-Based Budget Construction4 lessons
  6. Calendar, Envelope, and Tool Selection3 lessons
  7. Net Worth and the Steward's Balance Sheet4 lessons
  8. Giving as a Budget Line, Not a Residual4 lessons
  9. Tracking Without Obsession3 lessons
  10. Irregular Income Budgeting4 lessons
  11. Household Budget Meetings3 lessons
  12. Lifestyle Creep and the Enough Line4 lessons
  13. Financial Sabbath and Weekly Liturgy3 lessons
  14. Aligning Spending to Calling4 lessons
  15. Stewardship Rule of Life Capstone3 lessons
T02 Beginner 7 courses 24 lessons

Savings, Emergency Funds & Financial Independence

From the first $1,000 storehouse to full financial independence. Saving that prepares without hoarding.

You will

  • Fund a named $1,000 starter storehouse separate from spending.
  • Compute essential-spend and set a 3–6 month band by volatility.
  • Write an enough-line that distinguishes Joseph from the rich fool.
  • Stand up sinking funds for known future costs.
  • Write an emergency gate and a replenishment rule.

Key Scripture

Proverbs 21:20, Genesis 41:33–36, Proverbs 6:6–11, Psalm 24:1

View all 7 courses
  1. Joseph's Storehouse — Why $1,000 First4 lessons
  2. The Ant, the Sluggard, and Automatic Transfers3 lessons
  3. Essential-Spend Math and Target Bands4 lessons
  4. Hoarding vs Storing — The Enough Line3 lessons
  5. Sinking Funds for Known Future Costs3 lessons
  6. Independence Defined Without Idolatry4 lessons
  7. Replenishment Gates and Emergency Rules3 lessons
T03 Beginner 11 courses 37 lessons

Credit, Banking & Consumer Protection

Bank accounts, credit scores, card interest, fraud, and identity theft, so the system serves the steward.

You will

  • Explain how a bank is paid without folklore.
  • Choose accounts from a fee map, not a gift-aisle.
  • Read a credit report and mark errors.
  • State a utilization and card-use rule that does not require spending to ‘build.’
  • Install fraud alerts and a dispute workflow.

Key Scripture

Proverbs 13:11, Luke 16:10, Proverbs 22:7, Proverbs 22:1

View all 11 courses
  1. How Banks Actually Make Money3 lessons
  2. Account Types and Fee Maps4 lessons
  3. Reading a Credit Report Without Mythology4 lessons
  4. Scores, Utilization, and the Lie of Spend-to-Build4 lessons
  5. Cards as Tools, Not Lifestyle3 lessons
  6. Overdraft, Payday, and Predatory Design3 lessons
  7. Identity Theft and Account Takeover4 lessons
  8. Dispute, Error, and Fair Credit Reporting3 lessons
  9. Consumer Contracts You Should Read3 lessons
  10. Digital Banking Controls and Alerts3 lessons
  11. When to Walk Away from a Product3 lessons
T04 Beginner 2 courses 8 lessons

Debt Management & Relief

The borrower is slave to the lender. Build your debt register and snowball, negotiate with creditors, and handle student loans.

You will

  • Build a complete liability register dated to statements.
  • Order a snowball and compute intensity.
  • Deliver one creditor script and log the outcome.
  • Write a no-new-consumer-debt covenant and a relapse protocol.
  • Map student-loan and relief options without magical thinking.

Key Scripture

Proverbs 22:7, Romans 13:8, Deuteronomy 15:1–6, Luke 14:28

View all 2 courses
  1. The Borrower Is Slave — Register, Snowball, Scripts5 lessons
  2. Student Loans, Consolidation, Relief, Relapse Protocol3 lessons
T13 Beginner 7 courses 23 lessons

Marriage, Family & Special Audiences

Financial unity in marriage, teaching children, and guidance for military families, seniors, immigrants, first jobs, and college.

You will

  • Hold a 60-minute household meeting without contempt.
  • Write a household covenant including disclosure rules.
  • Deliver age-banded teaching or a dated plan.
  • Apply special-audience modules that match the household (military, immigrant, first-job, senior).
  • Use the abuse stop-rule without delay.

Key Scripture

Proverbs 21:20, Psalm 24:1, Genesis 41:33–36, Proverbs 6:6–11

View all 7 courses
  1. One Flesh Includes the Ledger — Safety First4 lessons
  2. Household Covenant and Money Meetings4 lessons
  3. Teaching Children in Three Age Bands4 lessons
  4. Military Pay, Benefits, and Moves3 lessons
  5. Immigrant and First-Generation Finance3 lessons
  6. First-Job and College-Launch Finance3 lessons
  7. Seniors Inside the Family System2 lessons
Stage 2

Kids & Teens

Age-appropriate tracks for children and students, for home, kids’ ministry, or youth group.

T17 Beginner 6 courses 18 lessons

Money Smarts for Kids

A family workbook for ages 6 to 11: God owns it all, paid jobs, Give-Save-Spend jars, goal charts, and spotting ad tricks.

You will

  • Say in your own words that God owns everything and we take care of it.
  • Sort needs from wants and keep a money log.
  • Know the difference between family jobs and paid jobs, and do one job with all your heart.
  • Split every dollar into Give, Save, and Spend jars.
  • Make a goal chart, do the goal math, and wait well.
  • Spot ad tricks, compare before buying, and practice being thankful.

Key Scripture

Psalm 24:1, 1 Corinthians 4:2, Matthew 25:14–30, Matthew 6:31–33

View all 6 courses
  1. God Made It All — Taking Care of His Things3 lessons
  2. What Is Money? — Needs, Wants, and Keeping Track3 lessons
  3. Work Is a Gift — Earning Money3 lessons
  4. Give, Save, Spend — The Three Jars3 lessons
  5. Wait for It — Saving for a Goal3 lessons
  6. Smart Choices and a Thankful Heart3 lessons
T18 Beginner 8 courses 24 lessons

Teen Money Foundations

For ages 12 to 18: pay stubs, a first budget, sinking funds, credit and BNPL traps, teen scams, a Roth IRA, and a launch plan.

You will

  • Explain why your worth isn't your wealth, and write a steward statement.
  • Read a pay stub, understand FICA and W-4s, and know when to file a tax return.
  • Open the right accounts and build a zero-based budget on your real income.
  • Give first, fund sinking funds, and build a $500 mini emergency fund.
  • Explain APR, credit scores, BNPL, and co-signing, and sign a no-new-debt covenant.
  • Spot influencer pitches, in-game spending traps, and teen scams.
  • Understand compound growth and whether you can start a Roth IRA.
  • Count the cost of your path after high school and write a launch plan.

Key Scripture

Luke 14:28, 1 Samuel 16:7, Psalm 24:1, 1 Timothy 4:12

View all 8 courses
  1. Whose Money Is It? — Identity Before Income3 lessons
  2. Your First Paycheck — Work, Pay Stubs, and Taxes3 lessons
  3. Bank Accounts and Your First Budget3 lessons
  4. Saving and Giving on Purpose3 lessons
  5. Credit, Debt, and the Traps3 lessons
  6. Spending in a Scroll World — Ads, Games, and Scams3 lessons
  7. Compound Interest and Your First Investments3 lessons
  8. College, Career, and Calling3 lessons
Stage 3

Growth

Build for the long term once the foundation holds.

T05 Intermediate 18 courses 64 lessons

Investing Foundations

The Parable of the Talents applied: markets, index funds, bonds, allocation, and compounding, without speculation.

You will

  • Exegete Matthew 25:14–30 as fiduciary courage under the Master’s ownership.
  • Classify saving, investing, speculating, and gambling with examples.
  • Write a one-page faith-constrained IPS.
  • Name vehicles without naming products.
  • Activate a contribution ramp or document the match exception.

Key Scripture

Proverbs 21:20, Psalm 24:1, Proverbs 21:5, Matthew 25:14–30

View all 18 courses
  1. Parable of the Talents as Fiduciary Courage4 lessons
  2. Saving vs Investing vs Speculating vs Gambling3 lessons
  3. How Markets Clear — Without the Priesthood Voice4 lessons
  4. Risk Capacity, Risk Need, Risk Desire4 lessons
  5. Compounding, Time, and Fee Drag3 lessons
  6. Stocks as Partial Ownership4 lessons
  7. Index Funds and the Case for Ordinary Faithfulness4 lessons
  8. Value Investing Grammar4 lessons
  9. Bonds, Cash, and Ballast3 lessons
  10. Asset Allocation Without Fortune-Telling4 lessons
  11. Account Vehicles — Taxable, Workplace, IRA4 lessons
  12. The 15% Ramp and Match Exception3 lessons
  13. Faith-Constrained IPS — Draft Studio4 lessons
  14. Rebalancing and the Discipline of Boredom3 lessons
  15. Ethics Screens and Humility Clauses3 lessons
  16. Advisor Questions and CKA Fit3 lessons
  17. Media Fast and Speculation Covenant3 lessons
  18. Foundations Capstone Portfolio Narrative4 lessons
T07 Intermediate 17 courses 61 lessons

Retirement Planning & Income

Purpose first. 401(k)s, IRAs, Social Security, Medicare, annuities, church and clergy plans, and withdrawal math.

You will

  • Write a decade purpose that is not identical to ‘stop working.’
  • Map workplace plans, IRAs, Social Security, and Medicare as tools.
  • Stress-test withdrawal claims against sequence risk.
  • Draft a retirement policy statement.
  • Include giving and a surviving spouse in the narrative.

Key Scripture

Psalm 24:1, Proverbs 21:20, Psalm 92:12–15, 2 Timothy 4:6–8

View all 17 courses
  1. Retirement Is Not Heaven — Purpose Design4 lessons
  2. Workplace Plans Without Product Push4 lessons
  3. IRA Family and Rollover Discipline4 lessons
  4. Social Security Claiming as Stewardship4 lessons
  5. Medicare and the Gaps4 lessons
  6. Annuities — Insurance, Not Magic Income4 lessons
  7. Safe-Withdrawal Claims and Their Failures4 lessons
  8. Tax-Aware Withdrawal Sequencing4 lessons
  9. Roth Conversions — When and Never3 lessons
  10. Clergy and Church-Plan Special Cases3 lessons
  11. Housing in Retirement3 lessons
  12. Work After Work — Calling and Earnings Tests3 lessons
  13. Inflation, Longevity, and Sequence Risk4 lessons
  14. Giving in the Drawdown Years3 lessons
  15. Spouse Survival and Widow(er) Math3 lessons
  16. Retirement Policy Statement4 lessons
  17. Income Capstone — 20-Year Narrative3 lessons
T09 Intermediate 28 courses 96 lessons

Real Estate Wealth Building

From your first home to rentals, commercial property, and REITs: valuation, financing, management, and tax.

You will

  • Distinguish shelter, production, and speculation in land.
  • Underwrite a first rental with honest NOI.
  • Name leverage as debt with a face, not as a wealth hack.
  • Write neighbor-love into management.
  • Produce a capstone underwrite a reviewer can kill.

Key Scripture

Proverbs 21:20, Psalm 24:1, Proverbs 24:27, Leviticus 19:13

View all 28 courses
  1. Land, Shelter, and Speculation — A Theology4 lessons
  2. Primary Residence as Stewardship, Not ATM4 lessons
  3. Rent vs Buy Without Tribal War3 lessons
  4. Valuation I — Comps and Cap Rates4 lessons
  5. Valuation II — NOI and Lies in Pro Formas4 lessons
  6. Financing and Debt on Property4 lessons
  7. The First Rental Underwriting Studio4 lessons
  8. Due Diligence Checklists3 lessons
  9. Property Management Reality4 lessons
  10. Tenants, Law, and Neighbor-Love3 lessons
  11. Maintenance Reserves that Exist3 lessons
  12. BRRRR and Other Acronyms — Risks Named4 lessons
  13. Short-Term Rental Economics3 lessons
  14. Multifamily Thresholds4 lessons
  15. Commercial Basics4 lessons
  16. REITs as Passive Real-Estate Exposure3 lessons
  17. Syndications and the Illiquidity Tax4 lessons
  18. 1031 and the Temptation to Never Give3 lessons
  19. Depreciation and Phantom Income3 lessons
  20. Insurance and Liability on Property3 lessons
  21. Entity Wrappers Preview3 lessons
  22. Portfolio Concentration in One Town3 lessons
  23. Interest-Rate Shock Drills3 lessons
  24. Selling, Stepping Up, Stepping Out3 lessons
  25. Housing the Vulnerable vs Extracting3 lessons
  26. Partner Problems3 lessons
  27. Real Estate IPS Addendum3 lessons
  28. Track Capstone Underwrite4 lessons
T10 Intermediate 18 courses 59 lessons

Insurance & Risk Management

Life, health, disability, property, and business coverage. What to buy, what to refuse, and why prudence is not unbelief.

You will

  • Map household risks before shopping policies.
  • Separate term life from permanent with honest comparison.
  • Price disability and umbrella as often-underbought layers.
  • Write a self-insure vs transfer grid.
  • Run an annual insurance audit.

Key Scripture

Psalm 24:1, Proverbs 21:20, Proverbs 27:12, Ecclesiastes 11:1–6

View all 18 courses
  1. Risk, Providence, and Prudence3 lessons
  2. The Personal Risk Map4 lessons
  3. Health Coverage Without the Culture War4 lessons
  4. Disability — The Underbought Policy3 lessons
  5. Term Life vs Permanent — Honest Comparison4 lessons
  6. How Much Life Insurance, Period3 lessons
  7. Property and Casualty for Households3 lessons
  8. Umbrella and the Rare Event3 lessons
  9. Auto and the Total-Cost View3 lessons
  10. Long-Term Care Exposure4 lessons
  11. Business Owner Policies Preview3 lessons
  12. Beneficiary Hygiene3 lessons
  13. Riders, Bundles, and Commission Gravity3 lessons
  14. Self-Insure vs Transfer Decision Grid4 lessons
  15. Claims Conduct3 lessons
  16. Annual Insurance Audit3 lessons
  17. What You Will Not Buy This Year3 lessons
  18. Household Risk Policy Capstone3 lessons
T16 Intermediate 8 courses 25 lessons

Professional Development & Ethics

For those who handle other people’s money: fiduciary duty, client communication, and integrity under commission.

You will

  • Define fiduciary duty under the fear of God.
  • Disclose conflicts without euphemism.
  • Write a client explanation a non-expert can repeat.
  • Draft a professional rule of life.
  • Refuse jargon-as-power.

Key Scripture

Proverbs 21:20, Psalm 24:1, Micah 6:8, James 3:1

View all 8 courses
  1. Fiduciary Duty and the Fear of God4 lessons
  2. Conflicts, Commissions, and Disclosure3 lessons
  3. Client Communication without Jargon-as-Power3 lessons
  4. Financial Writing that Can Be Audited3 lessons
  5. Career Paths in Finance for Believers3 lessons
  6. Building a Portfolio of Work, Not a Persona3 lessons
  7. Diversity of Households You Will Serve3 lessons
  8. Professional Rule of Life Capstone3 lessons
Stage 4

Advanced

Deeper strategy for investors, business owners, and legacy planners.

T06 Advanced 30 courses 115 lessons

Advanced Investing & Portfolio Management

Portfolio theory, market cycles, sectors, options and futures literacy, private equity, and ethical screening.

You will

  • Use portfolio theory without worshipping it.
  • Read options and futures as contracts, not as destiny.
  • Write drawdown and leverage rules that treat leverage as possible surety.
  • Build a construction studio packet that a reviewer can audit.
  • State what this track will not certify.

Key Scripture

Psalm 24:1, Proverbs 21:20, Proverbs 22:3, Luke 14:28

View all 30 courses
  1. Modern Portfolio Theory — Uses and Misuses4 lessons
  2. Factor Exposure Without Factor Religion4 lessons
  3. Sector and Industry Analysis4 lessons
  4. Business-Cycle Maps and Humility4 lessons
  5. Valuation Second Pass — Multiples and Limits4 lessons
  6. Technical Analysis as Language, Not Oracle4 lessons
  7. Options Literacy — Rights, Obligations, Decay4 lessons
  8. Options: What Stewards May Refuse3 lessons
  9. Futures and Commodities — Hedging vs Bets4 lessons
  10. Concentration, Dilution, and Career Risk4 lessons
  11. International and Currency Exposure4 lessons
  12. Alternatives: What Belongs in a Church Household4 lessons
  13. Private Equity Grammar for Non-Insiders4 lessons
  14. Hedge-Fund Structures and Fee Reality3 lessons
  15. ESG, Values Screens, and Greenwash4 lessons
  16. Direct Indexing and Tax Overlays4 lessons
  17. Portfolio Construction Studio I5 lessons
  18. Portfolio Construction Studio II5 lessons
  19. Drawdown Protocols and Behavioral Policy4 lessons
  20. Liquidity Ladders3 lessons
  21. Leverage: When It Is Surety in Disguise4 lessons
  22. Performance Reporting that Does Not Lie4 lessons
  23. Manager Selection Questions3 lessons
  24. Institutional vs Household Constraints3 lessons
  25. Policy Drift Audits3 lessons
  26. Crisis Playbooks4 lessons
  27. Giving from Appreciated Positions4 lessons
  28. Advanced IPS Addenda4 lessons
  29. What This Track Will Not Certify You As3 lessons
  30. Advanced Capstone Defense4 lessons
T08 Advanced 22 courses 75 lessons

Tax Strategy & Optimization

Legal tax minimization that increases capacity for Kingdom giving. Filing, credits, capital gains, entities, and QCDs.

You will

  • Separate compliance from minimization from evasion.
  • Map ordinary, capital, and qualified layers.
  • Use charitable tools (deduction, DAF, QCD, appreciated gifts) as generosity infrastructure.
  • Build a year-round tax calendar.
  • Write positions you will not take.

Key Scripture

Matthew 22:21, Romans 13:6–7, Psalm 24:1, Proverbs 21:20

View all 22 courses
  1. Render unto Caesar — Conscience and Compliance3 lessons
  2. How US Individual Tax Actually Layers4 lessons
  3. Filing Status, Dependents, Credits3 lessons
  4. Ordinary vs Capital vs Qualified4 lessons
  5. Retirement-Account Tax Logic4 lessons
  6. Charitable Deduction Mechanics4 lessons
  7. Donor-Advised Funds — Uses and Abuses4 lessons
  8. QCDs and Giving from IRAs3 lessons
  9. Appreciated-Asset Gifts3 lessons
  10. Tax-Loss Harvesting Without the Cult4 lessons
  11. HSA and Medical Tax Surfaces3 lessons
  12. Self-Employment and Estimated Tax4 lessons
  13. Rental and Schedule E Surfaces4 lessons
  14. Clergy Housing and Church Nuance3 lessons
  15. State Taxes and Domicile Honesty3 lessons
  16. AMT, NIIT, and Surtax Awareness3 lessons
  17. Entity Choice Preview for Owners4 lessons
  18. Year-Round Calendar, Not April Panic3 lessons
  19. What a CPA Is For3 lessons
  20. Aggressive Positions You Will Not Take3 lessons
  21. Giving-Capacity Recalc After Tax3 lessons
  22. Tax Policy One-Pager Capstone3 lessons
T11 Advanced 35 courses 120 lessons

Business & Entrepreneurship Finance

Startup finance, cash flow, valuation, fundraising, unit economics, KPIs, and exits, under God’s ownership.

You will

  • Separate calling from hustle-as-holiness.
  • Firewall household cash from entity cash.
  • Read unit economics and runway without vanity metrics.
  • Treat friends-and-family capital as surety-adjacent.
  • Write an owner IPS integrated with the household.

Key Scripture

Psalm 24:1, Proverbs 21:20, Colossians 3:23–24, Luke 14:28

View all 35 courses
  1. Calling, Commerce, and the Lie of Hustle-as-Holiness4 lessons
  2. Entity Choice and Liability4 lessons
  3. Founder Pay and Household Firewall3 lessons
  4. Bookkeeping that Tells the Truth4 lessons
  5. Cash-Flow vs Profit vs Vanity4 lessons
  6. Unit Economics4 lessons
  7. Pricing as Stewardship of Value3 lessons
  8. Working Capital3 lessons
  9. Startup Runway Math4 lessons
  10. Bootstrapping Discipline3 lessons
  11. Debt on the Business4 lessons
  12. Friends-and-Family Capital — Surety Risks3 lessons
  13. Angel and Fund Grammar4 lessons
  14. Term Sheets You Can Read4 lessons
  15. Valuation Methods and Theater4 lessons
  16. KPI Design that Matches the Mission3 lessons
  17. Sales Pipeline as Forecast Honesty3 lessons
  18. Hiring, Burden, and the First Employee4 lessons
  19. Contractors vs Employees3 lessons
  20. Owner Distributions and Taxes3 lessons
  21. Internal Controls in a Tiny Company3 lessons
  22. Fraud Inside the House3 lessons
  23. Nonprofit vs For-Profit Calling Tests3 lessons
  24. Church-Adjacent Ventures3 lessons
  25. Inventory and Physical Ops Finance3 lessons
  26. Software and SaaS Metrics4 lessons
  27. Board and Advisory Hygiene3 lessons
  28. Crisis Cash War-Room3 lessons
  29. Exit Paths and the Idol of the Multiple4 lessons
  30. Earnouts, Clawbacks, Integrity3 lessons
  31. Giving from the Business3 lessons
  32. Partners and Unequally Yoked Capital3 lessons
  33. Financial Packet for Lenders or Donors3 lessons
  34. Owner IPS and Household Integration3 lessons
  35. Venture Capstone Defense5 lessons
T12 Advanced 15 courses 50 lessons

Estate Planning & Generational Legacy

Wills, trusts, probate avoidance, beneficiary designations, and charitable giving. A good steward leaves an inheritance.

You will

  • Complete an estate readiness inventory.
  • Draft a three-page legacy letter.
  • Decide, date, or defer a Kingdom bequest with a review date.
  • Name counsel. Do not draft instruments from this book.
  • Include digital assets and funeral wishes.

Key Scripture

Proverbs 21:20, Psalm 24:1, Proverbs 13:22, Psalm 78:4–7

View all 15 courses
  1. Finish Well — Purpose Before Paper4 lessons
  2. Intestacy Is a Decision You Already Made3 lessons
  3. Wills — What They Do and Do Not Do4 lessons
  4. POA and Healthcare Directives3 lessons
  5. Probate Reality3 lessons
  6. Trust Grammar for Households4 lessons
  7. Beneficiary Designations as Silent Wills3 lessons
  8. Digital Assets and the Funeral Packet3 lessons
  9. Inheritance without Ruin — Family Process4 lessons
  10. Special-Needs and Vulnerable Heirs3 lessons
  11. Charitable Bequests, Foundations, DAFs at Death4 lessons
  12. Blended Families and Second Marriages3 lessons
  13. Business Succession Overlap3 lessons
  14. Legacy Letter Studio3 lessons
  15. Estate Readiness Capstone Packet3 lessons
T14 Advanced 12 courses 42 lessons

FinTech, Crypto & Digital Finance

Digital banks, blockchain, crypto, DeFi, robo-advisors, P2P lending, and CBDCs: the technology and its risks.

You will

  • Describe new rails without baptizing them.
  • Explain custody and irreversible loss.
  • Classify crypto instruments without issuing a buy.
  • Write a digital-asset policy addendum or an explicit refusal.
  • Recognize fraud patterns native to digital rails.

Key Scripture

Proverbs 21:20, Psalm 24:1, Proverbs 27:12, Ecclesiastes 11:1–6

View all 12 courses
  1. New Rails, Old Hearts3 lessons
  2. How Money Moves Digitally4 lessons
  3. Blockchain as a Ledger, Not a Savior4 lessons
  4. Cryptocurrencies — Instrument Taxonomy4 lessons
  5. Custody, Keys, and Irreversible Loss4 lessons
  6. DeFi Mechanics and Smart-Contract Risk4 lessons
  7. Stablecoins and the Promise of Pegs3 lessons
  8. Robo-Advisors and Algorithmic Delegation3 lessons
  9. P2P Lending and Marketplace Credit3 lessons
  10. CBDCs and Civil-Liberty Questions3 lessons
  11. Fraud Patterns Unique to Digital Rails4 lessons
  12. Digital-Asset Policy Addendum3 lessons
Stage 5

Expert

Technical tools for analysts and finance professionals.

T15 Expert 18 courses 72 lessons

Financial Analysis & Modeling

Financial modeling, Excel and Python, DCF, LBO and merger models, Monte Carlo, and risk analysis.

You will

  • Build models that another person can audit.
  • State assumptions in plain speech.
  • Run DCF, comps, and simple merger/LBO mechanics as literacy, not as a career claim.
  • Show uncertainty (sensitivity, Monte Carlo) without fake precision.
  • Defend a capstone model including what it cannot know.

Key Scripture

Psalm 24:1, Proverbs 21:20, Proverbs 11:1, Leviticus 19:35–36

View all 18 courses
  1. Models Are Servants — They Are Not Prophets4 lessons
  2. Financial Statements as a Single Story4 lessons
  3. Excel Discipline and Auditability4 lessons
  4. VBA Only Where It Earns Its Keep4 lessons
  5. Python for Finance — Reproducible Work4 lessons
  6. Three-Statement Models4 lessons
  7. DCF — Mechanics and the Discount-Rate Fight4 lessons
  8. Comps and Precedent Transactions4 lessons
  9. LBO Mechanics and Leverage Ethics4 lessons
  10. Merger Models and Synergy Fiction4 lessons
  11. Monte Carlo — Uncertainty Made Visible4 lessons
  12. Risk Models and What They Hide4 lessons
  13. Portfolio Optimization Limits4 lessons
  14. Scenario and Sensitivity Design4 lessons
  15. Model Risk Management4 lessons
  16. Presenting Numbers Without Theater4 lessons
  17. Ethics of the Spreadsheet4 lessons
  18. Capstone Model Defense4 lessons
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